Invest with Edly

There are two ways to invest with Edly. Choose our professionally managed EdlyOutcomes I account or browse individual offerings.

Edly Protected Outcomes

A diversified portfolio of students from the

top schools

Diversification

Monthly Cash Flows

Short Maturity

Reporting & Monitoring

Principal Protection

8%+ Target Yield

Principal protected by U.S. Government Bonds

4 Year expected maturity

Hand-selected school types

Focus on Technology, Nursing, Business, and Industrial Vocational.

Backed by assets

All Edly investments are backed by ISA contracts.

Target Portfolio Composition

This graph was created using sample data.

Higher education, higher returns.

Edly assembles diversified investments by applying investor funds across ISA pools from different schools with varied geographic and industry placements.

No individual offerings at this time

There are no individual offerings at this time. You can invest in EdlyOutcomes I to get a diversified portfolio managed by Edly.

Click “Invest” above.

Edly targets investments that are likely to produce high risk-adjusted returns

Commonly asked questions

Is my investment safe?

Alternative investing involves a relatively high degree of risk. Edly takes steps to minimize the risks it can. For example, Edly will invest in actual student contracts, seeks collections from students via a professional servicer, and does extensive screening prior to investing.

Investments in EdlyOutcomes I have principal protected by U.S. Government bonds.

How much can I expect to earn?

Alternative investments can be high risk. There is no guarantee that target returns will be achieved. Investments with principal protected by U.S. Government bonds, like EdlyOutcomes I, have a target return of 8% (IRR).

How am I paid?

On the 25th of each month, Edly will pass through any cash payments made by students. These payments are low at first while students are still in school or just starting to work. They increase later and then end – typically within 3 to 5 years.

What fees are charged?

There are a variety of indirect and direct fees for EdlyOutcomes I. The direct fees include: a Management Fee of 2% of the ISA cash flows and 1% of treasury STRIPS cash flows,  as well as .5% of the total invested amount upfront. Indirect fees are fees paid to collect the payments from students as well as origination fees paid by schools or students. Edly targets a 8% return to investors NET of ALL fees. 8% is with principal protected by U.S. Government Bonds.

Can I sell my investment?

There is currently no secondary market for Edly investments. Edly may be able to allow for early redemption in certain circumstances but you should expect to hold until all of the student payments are done – typically 3 to 5 years.

How is my investment taxed?

You will receive a 1099 on any tax amount due each year. Edly tries to minimize the amount of tax due in the early part of your investment. See PPM for a fuller description.